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Coats & Co., Inc.
CONSUMER PRIVACY NOTICE
Coats & Co., Inc. places the highest value on the information you share with us, and we are committed to protecting your privacy. With our goal of protecting your privacy in mind, we want to provide our Consumer Privacy Notice ("Notice") to you and reaffirm our commitment to safeguarding your information.
Our Consumer Privacy Notice tells you the kind of information we collect about you, with whom we share it, and how we protect it responsibly. The Notice applies to consumers who obtain financial products or services for personal, family, or household purposes.
Categories of Information We May Collect
We may collect the following categories of information about you:
- Information we receive from you on applications, personal financial statements, and other oral, written, or electronic communications, such as your name, address, social security number, assets, and income; and
- Information we receive from third parties, such as a credit bureau, providing your credit history or employment verification; and
- Information we obtain from others to verify information provided by you, such as your employment history and credit or other relationships with third parties; and
- Information collected from our Internet web site, such as information you provide to us and information necessary to manage any online session you may have with us.
Sharing Information with Nonaffiliated Companies or Parties
When it comes to sharing information with nonaffiliated companies or parties, we do so only for specific purposes. We may disclose all of the nonpublic personal information described above on our customers and former customers, to the following types of nonaffiliated companies or parties:
- Financial service providers such as insurance companies or financial institutions that extend credit under a joint marketing program with us, and which typically offer financial services that are different than those we provide to you.
- Independent contractors, such as technical system consultants who program our software to help us administer our products or market our own products to you.
- Service providers, such as appraisers, title insurance companies, underwriters and closing attorneys, directly involved in the servicing and processing of your loan application.
Our joint agreements with these companies are subject to confidentiality provisions and restrictions on using the information for any other purpose.
Except as described in this Policy, we do not, and will not, share customer information with outside companies for the purpose of marketing non-financial products or services of those companies, unless you have been given the opportunity in advance to decline this option.
In addition, we do not disclose information about you to nonaffiliated companies or parties, except as required or permitted by law. For example, we may disclose information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, or to credit bureaus.
We restrict access to nonpublic personal information about you to our employees, agents, and subcontractors who need this information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to protect your non-public personal information.
We strive to keep our records of our information about you accurate and up-to-date. If you tell us of an error, we will update our records promptly.
Click the button to continue to the secure application. By clicking, you acknowledge that you have read and understood the privacy policy.
